The online store acts as a marketer of products and services and as a supplier of products to the customer. The online store takes care of the legal obligations related to the sale and other obligations it defines itself. If you want to make a complaint or return a product, you should contact the online store directly from which the product was ordered.
Bank charges
You have access to payment buttons from all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP-pankki, Säästöpankki, S-pankki and Ålandsbanken. Checkout Finland Oy appears as the payee on your bank statement, and we forward your payment to the online merchant. From the online store, you will be directed directly to your own bank to make the payment securely.
Checkout Finland also offers the option to pay using a bank transfer form.
Credit card payments
You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services.
Checkout appears as the payee on the card invoice and forwards the customer's payment card directly to the merchant. Card payments are made securely using a secure payment form and payment card information is not stored in the online store's systems.
Mobile payment methods
Mobile payment methods Pivo, MobilePay, Masterpass and Siirto are services that work in the app, allowing you to pay for online purchases as a bank transfer from your account or as a card payment from your card by accepting the payment in the relevant app. Pivo also supports Siirto payments, which means that the payment can be accepted in any app that supports Siirto.
Beer
Terms of use are available on Pivo's website: pivo.fi/kayttoehdot/pivon-kayttoehdot
MobilePay
Payment terms are available on MobilePay's website: mobilepay.fi/asiakastuki/ehdot
Masterpass
Payment terms are available on the Masterpass website: masterpass.com/assets/pdf/masterpassoperatingrules.pdf
Move
Terms and conditions applicable to Transfer payments:
OP's general euro payment terms and conditions
Terms of use of the Transfer service at Nordea
Terms of use of the Siirto service at S-Bank
GSM payment
Alwayspay
The service is based on the use of 060605 payment service numbers. Payment is made by calling the payment service number and following the voice announcements.
The price of the service is per service number and includes the price of the product and the billing fee related to the service. In addition to the price of the service, the customer pays the normal mobile phone fee according to the pricing of their own mobile phone operator. GSM prepaid purchases are charged to the user's phone bill.
Service usage restrictions/mobile subscription:
- Single purchase transaction maximum €52.32 (incl. VAT)
- Monthly purchases up to €100 (incl. VAT)
- Maximum of two purchases per day
- Does not work with prepaid subscriptions
More information: aina.fi
Invoice and installment services
Invoice and installment payment services through Checkout are offered by OP, Collector, Jousto and Mash (formerly Euroloan). Collector also offers invoice and installment payment options for corporate customers.
Please read the more detailed terms and conditions of the finance company, which you will see when you accept the payment. When you accept the payment, you also accept the terms and conditions of the finance company.
Collector's corporate invoice terms are also available on their website: collector.se/upload/Partners/Agreements/CHECK/Credit_terms_All_comp_FI.pdf
You can see OP's consumer terms and conditions for invoice and installment payment methods here.
Read more about invoice and installment payment methods:
collector.fi
flexibility.com
mash.com/fi